State Banking Issues

Georgia General Assembly in Session

The 2019 Session of the Georgia General Assembly began January 14. GBA is represented throughout the session by our Senior Vice President for Government Relations, Elizabeth Chandler, 404.420.2027, President and CEO, Joe Brannen, 404.420.2026, and our Government Relations Consultant Steve Bridges, 404.420.2037. Contact any of them with questions about legislation, information about your legislator's stance on a particular issue or to request any other information related to the Georgia General Assembly.

This will be the first session of a 2-year legislative cycle, which means essentially that legislation not completed in the 2018 session will need to be reintroduced in a subsequent session if the author chooses to move forward.

Preliminary GBA State Legislative Issues List

GBA's Georgia General Assembly Legislation Tracker

Below are the banking and financial services bills we are tracking during the 2019 session. We'll update these as the session progresses: 


Bills We're Monitoring

Banking Empowerment Zone
SB 20 by Sen. Michael Rhett (D-Marietta) provides an incentive for financial institutions to operate in underserved areas designated as Banking Improvement Zones by the Department of Community Affairs by allowing the local governmental entity to place deposits with a financial institution as long as the fixed rate of interest is at or below the institution’s posted two-year certificate of deposit rate.

Professional Licensing Boards
HB 42 by Rep. Scot Turner (R-Holy Springs) would prohibit the state’s professional licensing boards from refusing to issue a license or suspending or revoking the license of a person who is a borrower in default under an educational loan issued through the Georgia Higher Education Assistance Corporation or through a federal agency. Among other licensees, those for money transmitters, check cashers and mortgage brokers are included. 

Rural Development - Broadband
HB 22 by Rep. Penny Houston (R-Nashville) allows telephone cooperatives and their affiliates to provide broadband services. 

Rural Development - Broadband
SB 17 by Sen. Steve Gooch (R-Dahlonega) allows telephone cooperatives and their affiliates to provide broadband services.

Rural Development - Broadband
HB 23 by Rep. Penny Houston (R-Nashville)  allows Electric Membership Corporations and their affiliates to provide broadband services.

Rural Development - Broadband
SB 2 by Sen. Steve Gooch (R-Dahlonega) allows Electric Membership Corporations and their affiliates to provide broadband services.

Rural Development - Freight and Logistics
HR 37 by Rep. Kevin Tanner (R-Dawsonville) creates the Georgia Commission on Freight and Logistics to make recommendations for a comprehensive strategic business plan to develop state-wide freight and logistics infrastructure with the intent of ensuring the state remains economically competitive.

Rural Development - Freight and Logistics
SR 19 by Sen. Brandon Beach (R-Alpharetta) creates the Georgia Commission on Freight and Logistics to make recommendations for a comprehensive strategic business plan to develop state-wide freight and logistics infrastructure with the intent of ensuring the state remains economically competitive.