Credit Committee

The Credit Committee remains abreast of developments, legislation and regulations affecting consumer and commercial lending and makes this information available to GBA members. The committee participates in the planning of an annual conference; co-sponsors the Commercial Lending and Consumer Lending Schools conducted by the Tennessee Bankers Association; and participates in other lending workshops, seminars and teleconferences.

Contact Label
Chair Mr. M. Edward Hoyle, Jr. Colony Bank 115 S. Grant Street Fitzgerald, GA 31750 (229) 426-6238
Vice Chair Mr. Stacy M. Brantley, CPA Morris Bank 301 Bellevue Avenue Dublin, GA 31021-0520 (478) 272-5202
Group 1 Mr. Hamilton Wade Johnson Durden Banking Company, Inc. P.O. Box 1560 Swainsboro, GA 30401-2533 (478) 237-2121 Ext 20
Group 2 Mr. Sam McCard South Georgia Banking Company PO Box 1505 Tifton, GA 31793-1505 (229) 382-4211
Group 3 Mr. Richard K. Lane Synovus Bank P.O. Box 120 Columbus, GA 31902-0120 (706) 649-5237
Group 4 Mr. Bart B. Key United Bank P.O. Box 340 315 Thomaston Street Barnesville, GA 30204 (770) 567-2431
Group 5 Mr. David R. Coxon Georgia Primary Bank 3880 Roswell Road Atlanta, GA 30342 (404) 504-8302
Group 6 Mr. Michael W. Henry Persons Banking Co., Inc. P.O. Box 1188 Forsyth, GA 31029 (478) 994-7234
Group 7 Mr. David H. Caswell Century Bank of Georgia P.O. Box 580 Cartersville, 30120 (678) 721-2002
Group 9 Mr. John S. Moreau Ameris Bank 3595 Marietta Highway Canton, GA 30114 (770) 479-3483
Group 10 Mr. Benjamin E. Jones Bank of Madison P.O. Box 271 Madison, GA 30650-0271 (706) 342-1953
At Large Ms. Rebecca A. Abraham Signature Bank of Georgia 6065 Roswell Road Suite 600 Sandy Springs, GA 30328 (770) 391-1400
At Large Mr. J. Michael Allen Cadence Bank 500 Jesse Jewell Pkwy, SE, Suite 101 Gainesville, GA 30501 (404) 239-8755
At Large Mr. Donald E. Allison The Piedmont Bank 136 North Main Street Cleveland, GA 30528 (706) 348-6822
At Large Mr. Philip Bernardi Oconee State Bank P.O. Box 205 Watkinsville, GA 30680-0205 (706) 769-6611
At Large Mr. John C. Childs, Jr. Exchange Bank 250 West Hancock Street Milledgeville, GA 31061 (478) 457-2227
At Large Mr. Ray Crook Newton Federal Bank 3175 Highway 278 Covington, GA 30014 (770) 385-3042
At Large Mr. Charles Drexler, Jr. Legacy State Bank 3825 Harrison Road Loganville, GA 30052 (770) 554-2265
At Large Mr. Shannon Fortson Pinnacle Bank P. O. Box 430 Elberton, GA 30635 (706) 213-3311
At Large Mr. Joseph S. Godfrey Oconee State Bank 1755 North Brown Rd, Suite 125 Lawrenceville, GA 30043 (678) 983-9425
At Large Mr. Paul Hoerig Heritage Southeast Bancorporation Inc P.O. Box 935 Jonesboro, GA 30237-0935 (678) 336-8813
At Large Mr. Clark F. Hungerford Vinings Bank 4135 Atlanta Road Smyrna, 30080 (678) 384-7879
At Large Ms. Erika H. Lane Synovus Bank 150 W. Hancock Ave. Athens, GA 30603 (706) 357-7002
At Large Mr. Joseph A. Pierce AB&T P.O. Drawer 71269 Albany, GA 31708 229.405.7200
At Large Mr. Matthew Branden Renfroe Cadence Bank P.O. Box 4748 Macon, GA 31210-4748 (478) 796-6451
At Large Mr. F. Michael Tesler Ameris Bank 1201 West Peachtree Street, NW Suite 3150 Atlanta, GA 30309 (404) 888-1923
At Large Ms. Donna S. Wade CoastalStates Bank 70 Carlisle Road Dawsonville, GA 30534 (706) 216-5900
At Large Mr. John L. Westervelt Heritage Southeast Bank P.O. Box 935 Jonesboro, GA 30237-0935 (678) 284-3291
At Large Mr. Mark J. Wills South State Bank P.O. Box 15367 Augusta, GA 30909-5367 (706) 481-1006
Associate Member Representative Mr. Mark Faas Point To Point Environmental 1010 Pennsylvania Avenue McDonough, GA 30253 (404) 640-9674
Associate Member Representative Mr. Steven Ivill Federal Home Loan Bank of Atlanta 1475 Peachtree Street, NE Atlanta, GA 30309 (404) 888-8388
Associate Member Representative Mr. Steve H. Powell Steve H. Powell & Company P.O. Box 2701 Statesboro, GA 30459 (912) 682-3029