Profit Sharing Plans

A profit-sharing plan is a defined contribution plan in which the employer has discretion to determine when and how much the company pays into the plan. The amount allocated to each individual account is usually based on the salary level of the employee.

GBA Retirement Services, Inc. offers member banks the ability to offer a retirement plan giving employees incentive to manage toward bank profitability. Profit Sharing Plans may or may not have a Section 401(k) feature at the discretion of the bank; however, all of GBA's 401(k) plans are accompanied by a PSP.

If you are a current participant of the GBA 401(k) or Profit Sharing Plan, please log on to American Trust’s participant site to view your account at