Fiduciary and Fees
Lower negotiated service provider fees
Being part of a Master Arrangement allows for a plan sponsor to share in a larger pool of plan assets that lowers investment and administrative fees for all plan sponsors. This allows smaller companies to take advantage of an exceptional program that they may not otherwise have access to.
Low-Cost Investment class
Again, due to a large pool of plan assets, our investment managers at Unified Trust can purchase low cost investment funds that others would not have access to. GBARS currently offers a low-cost institutional share class fund lineup.
3(38) Fiduciary and Investment Advisor
Unified Trust Company acts as a 3(38) discretionary trustee. This means that Unified Trust alone is responsible for choosing the investments and managing their Unified Plan and model portfolios. This offers significant protection in today’s litigious market.