Starting a New Business

Choosing a Banker for Your Business and What a Banker Wants to Know about Your Business
A GBA article of helpful tips for those interested in starting their own business or starting a new banking relationship. Here are four things to keep in mind while starting this process.

Georgia USA Small Business Resource Directory
Here is a thorough resource from the Georgia Department of Economic Development with links to information about starting, growing and financing a small business in Georgia. There are also links for more learning and making connections.

Better Business Bureau, BBBTipsTM on Creating a Business Plan
The Better Business Bureau offers BBBTipsTM about Creating a Business Plan. Writing an effective business plan will increase the likelihood of getting a loan. It will help you focus the many creative thoughts in your mind, and it will prevent you from wasting time with strategies that aren't productive to growing a business.

Find the Licenses and Permits You Need
Whether a customer is starting a business from home or looking to move into a home office, it’s important for them to remember that their business is still subject to license and permit laws. To help business owners navigate the process, SBA.gov offers a useful tool called “Permit Me."

Money Smart for Small Business

Money Smart for Small Business
is a new instructor-led training curriculum developed jointly by FDIC and SBA. The 10 modules in this curriculum provide introductory training for new and aspiring entrepreneurs on the basics to organizing and managing a business. In addition to grounding participants in the basics, the curriculum serves as a foundation for more advanced training and technical assistance.

U.S. Small Business Association (SBA)
The U.S. Small Business Administration (SBA) is an independent agency of the federal government working to help Americans start, build and grow businesses. Small business is critical to our economic recovery and strength, building America's future, and helping the United States compete in today's global marketplace. The SBA, through an extensive network of field offices and partnerships with public and private organizations delivers its services to people throughout the United States, Puerto Rico, the U.S. Virgin Islands and Guam.

Georgia Secretary of State
Before you start any kind of business, find out whether you will be required to obtain any special government licenses or permits. In most cases, you must obtain a particular license before commencing operation. The Georgia Secretary of State’s website will help you determine what you’ll need.

Internal Revenue Service
As a new business owner you need to know your federal tax responsibilities. This page provides links to basic federal tax information for people who are starting a business. It also provides information to assist in making basic business decisions.

FDIC Small Business Lending Resources
The FDIC recognizes that small businesses feed the nation's economic growth, and their ability to generate new jobs depends on access to credit. Small business owners with questions for the FDIC about the availability of credit in their area will find good information here.

Georgia Department of Labor
Click here for an easy-to-read resource covering important legal topics employers will want to know from the Georgia Department of Labor .